Where's my checking account slack?
Mar. 5th, 2008 10:59 amSo I checked my account balance today and I was overdrawn by six dollars. Fortunately I had a $25 FSA check that I could deposit this morning; hopefully that means I've dodged any fee I'd have earned myself.
Usually I keep at least a rent check's worth of slack in there, so I don't have to worry about keeping my checkbook balanced. Eventually it would swell up to three months' rent, and I'd spend a few hundred of it on a little vacation. But that hasn't been working lately.
Inflation, weak dollar, bawwww. I think I just blew too much money on last year's move, and have been spending money emotionally. What I need is a plan. Here's a start:
1. Instead of having fast food for lunch, I'll have either leftovers or some cup ramen. Cup ramen will be my punishment for not having leftovers.
2. I'll return that book I got through amazon.com that I know I'm not going to read. Yes, it means I'm eating the handling charge. I'd rather get $25 back than have it take up space and earn me nothing.
3. Cancel GameFly. I originally thought I'd save money because games are expensive and I only play them for a week and forget I own them. A better plan is to just not spend money on games anymore unless it's that must-have one, like Super Mario Galaxy. If I need a new game, I can break out any number of old PS1 titles I still have in the shrinkwrap.
4. Remove the digital tier from my cable. I'm basically paying money for the privelege of leaving Attack of the Show on in the background.
Usually I keep at least a rent check's worth of slack in there, so I don't have to worry about keeping my checkbook balanced. Eventually it would swell up to three months' rent, and I'd spend a few hundred of it on a little vacation. But that hasn't been working lately.
Inflation, weak dollar, bawwww. I think I just blew too much money on last year's move, and have been spending money emotionally. What I need is a plan. Here's a start:
1. Instead of having fast food for lunch, I'll have either leftovers or some cup ramen. Cup ramen will be my punishment for not having leftovers.
2. I'll return that book I got through amazon.com that I know I'm not going to read. Yes, it means I'm eating the handling charge. I'd rather get $25 back than have it take up space and earn me nothing.
3. Cancel GameFly. I originally thought I'd save money because games are expensive and I only play them for a week and forget I own them. A better plan is to just not spend money on games anymore unless it's that must-have one, like Super Mario Galaxy. If I need a new game, I can break out any number of old PS1 titles I still have in the shrinkwrap.
4. Remove the digital tier from my cable. I'm basically paying money for the privelege of leaving Attack of the Show on in the background.
no subject
Date: 2008-03-06 12:39 am (UTC)